Northwest Indiana Mortgage Expert

A steady hand for one of life's biggest decisions.

Buying, refinancing, or moving from Illinois to Indiana? I make the mortgage process simple, fast, and clear — with 25 years of experience behind every loan.

25+Years of experience
$1B+In loans funded
50States licensed
500+5-star reviews
JS
Senior Loan OfficerCIBM Mortgage
Meet James

25 years helping families build wealth through homeownership.

I'm a Senior Mortgage Loan Officer with CIBM Mortgage. Since 2001, I've guided families through buying homes, refinancing, saving money, and creating long-term financial security.

I'm based right here in Northwest Indiana and licensed to lend in all 50 states — so you get local, face-to-face advice with the reach of a nationwide lender.

— James Stachyra
NMLS #895338 · Licensed in all 50 states
Why work with me

Experience you can measure.

A mortgage is one of the largest financial commitments you'll ever make. Here's what 25 years brings to your closing table.

2001

Since day one

Helping Northwest Indiana families with mortgages for over two decades — through every kind of market.

$1B+

Funded and counting

Over a billion dollars in loans closed. Experience matters when the stakes are this high.

50

States licensed

Local advice you can trust, paired with nationwide lending options wherever life takes you.

500+

Five-star reviews

Trusted by buyers, homeowners, Realtors, and referral partners across the region.

Mortgage options

The right loan for where you are.

Whether it's your first home or your forever home, there's a financing path built for your goals.

Home Purchase Loans

First-time buyers, move-up buyers, and forever homes — guided from pre-approval to keys.

Refinancing

Lower your payment, remove PMI, consolidate debt, or tap into your home's equity.

FHA, VA & USDA

Low down payment and specialized government-backed options for those who qualify.

Conventional Loans

Competitive financing for primary homes, second homes, and investment properties.

Moving from Illinois to Indiana?

Cross the state line. Keep more of your paycheck.

Families are moving from Illinois to Northwest Indiana for lower taxes, more home for the money, and strong communities. I'll help you compare payments and loan options side by side — and make the move simple.

Compare My Options
Leaving
What changes
Arriving
IllinoisHigher property tax
IndianaLower property tax
LessHome per dollar
MoreHome per dollar
ComplexOut-of-state move
SimpleGuided by James

Tax and cost differences vary by household and property. Let's run your real numbers together.

Areas I serve

Rooted in Northwest Indiana.

ScherervilleCrown PointDyerSt. John HighlandMunsterCedar LakeMerrillville ValparaisoLowellHobart+ All 50 States

Read my reviews

See why families trust James.

Real reviews from buyers, homeowners, and Realtors across the region.

Connect with me

Tips, market updates & homebuyer advice.

Ready to get started?

Call, text, or email me today and I'll help you review your best mortgage options — no pressure, just straight answers.

James Stachyra
Senior Mortgage Loan Officer
CIBM Mortgage · NMLS #895338
Licensed in all 50 states